Subaru Finance Center at Balise Subaru of Hadley

Secure Subaru Financing in Hadley

Picking out a new Subaru is an exciting endeavor. However, it is also one that ends in the customer exploring financial options. While some customers can pay for a new or used Subaru in cash, that scenario simply isn't the case for most shoppers around Amherst. Many of our clients rely on financing, whether secured from within our finance center or from another lender. With an on-site finance center, we can offer you competitive rates on new and used Subaru financing. Let's take a closer look at what your options may be for financing a Subaru from Balise Subaru of Hadley, how you can get your payment down, and what the financing process looks like for our customers.

Start Your Application Today!

We Make it Easy!

Money Back Guarantee

Exceptional Customer Service

Trade-In Appraisal

Online Purchase

More About of

Explore Your Financing Options at Balise Subaru of Hadley

Traditional auto loans are the most well-known type of financing around Northampton. They are widely available and easily accessible. Our car loans are also straightforward. You agree to the price of a vehicle, apply for an auto loan for that amount through a lender, and then commit to making regular payments that are a portion of the principal and interest. Loan terms vary, such as APRs and repayment time, which gives buyers some flexibility in determining their monthly payment amount.

Similarly, auto leases also consist of a set monthly payment for a specified length of time. Subaru leases often have a lower interest rate and more favorable terms, but there is a trade-off. New car lease agreements are part of a contract for a short time, and they do not routinely lead to vehicle ownership. Drivers must stay within the mileage limitations and service their leased vehicle, but when the lease ends, they surrender the vehicle. As you can see, there tends to be more flexibility with an auto lease.

Reduce Your Monthly Payment

Some shoppers may shy away from committing to a new or used Subaru, because they feel they can't afford one. While you do need to be cognizant of your budget, our professionals can assist you in exploring options to make your Subaru payment more affordable. A popular way to reduce your monthly Subaru financing payment is to make a significant down payment. The more you can put down, the more favorable terms you will qualify for and the lower your monthly payment will be. You can also opt to trade in a vehicle in addition to, or in lieu of, a down payment. You'll want to bring your pre-owned vehicle to our dealership near Springfield for an appraisal, and we strive to be competitive on our trade-in prices.

Other ways to lower the monthly payment on a Subaru consist of exploring different financing terms, paying for extra fees out-of-pocket, and considering a pre-owned model instead of new. Many buyers don't realize how much financing sales tax or warranties can contribute to an increased monthly payment. By paying these fees out-of-pocket, you are better able to stick to your predetermined auto finance budget.

Complete the Finance Process

Whether you choose to finance with us or bring in an offer from your preferred lender, our professional team can work with your preferred financing arrangements. If you want to finance through our network of lenders, you can fill out an application online or in person at our convenient location near Belchertown. Our team will find affordable financing terms and bring them to you for your consideration. After selecting a financing plan, our professionals will do the work to get the arrangements set up through the lender and get you into your selected Subaru model.

Your Satisfaction Guaranteed

When you purchase a Subaru, the company promises more than a great vehicle. Their Love Promise promotes love and respect for all people in every interaction, from sales to service and financing. Balise Subaru of Hadley builds on that promise with our 7-Day Love Exchange.

We stand by the quality of our selection of vehicles and believe that every customer should drive away with a vehicle they love. If you're not in love with your new or pre-owned Subaru, return it to our dealership within 7 days or 400 miles. We'll do everything we can to make it right and even refund the full original purchase price. Please note that the vehicle must be returned in the same condition in which it was delivered and that applicable sales tax, documentation costs, registration fees, and interest are not included. Additional restrictions may apply - please contact us for details.

Frequently Asked Questions

What's Better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Welcome to Our Financing Department

Welcome to Balise Subaru of Hadley's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

Your privacy is important to us.

Balise Subaru of Hadley takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

The Types of Information That We Collect

If you contact us or provide it to us, we may collect and store information including, for example, your name, address(es), phone number(s), and e-mail address(es). We also may collect information concerning your vehicle. In order to make payments through Steve Lewis Subaru, you must provide credit card or debit card information. Steve Lewis Subaru does not store your credit card or debit card information after an on-line merchandise order has been processed, although the dealership may store such information if given in connection with a vehicle deposit. Because of the way that World Wide Web communication standards work, when you arrive or leave our site, we automatically receive the Web address of the site that you came from or are going to. The information we collect also includes, for example, which pages of our Web site you visit, the type of browser you use, and the times you access our site.

 
  1. Balise Subaru of Hadley

    301 Russell Street
    Hadley, MA 01035

    • Sales: (413) 584-5355
Loading Map...

Get in Touch

  • Contact our Sales Department at: (413) 584-5355
  • Monday10:00AM-6:00PM
  • Tuesday8:30AM-6:00PM
  • Wednesday8:30AM-6:00PM
  • Thursday8:30AM-6:00PM
  • Friday8:30AM-6:00PM
  • Saturday9:00AM-5:00PM
  • SundayClosed